This Policy applies to Murdoch Partners Pty Limited - ACN 005 526 607 (referred to as ‘Murdoch Partners’, ‘we’, ‘our’, ‘us’) and extends to and covers all operations and functions of those organisations. We recognise the importance of ensuring the confidentiality and security of your personal information.

All third parties (including clients, suppliers, sub-contractors or agents) who have access to or use personal information collected and held by Murdoch Partners must abide by this Privacy Policy. Murdoch Partners makes this Policy available free of charge and can be downloaded from its website, murdochpartners.com.au

This Policy outlines Murdoch Partners obligation to manage and protect personal information. Murdoch Partners is bound by the Australian Privacy Principles ('APPs'), the Credit Reporting Privacy Code (‘the Code’) and the Privacy Act 1988 ('Privacy Act'). This Policy also outlines a number of Murdoch Partners practices, procedures and systems that ensure compliance with the Privacy Act, APPs and the Code.

In this Privacy Policy:

‘Disclosure’ of information means providing information to persons outside Murdoch Partners.
‘Inpidual’ means any persons whose personal information we collect, use or disclose;
‘Personal information’ means information or an opinion relating to an inpidual, which can be used to identify that inpidual;
‘Privacy Officer’ means the contact person within Murdoch Partners for questions or complaints regarding Murdoch Partners handling of personal information;
‘Sensitive information’ is personal information that includes information relating to a person's racial or ethnic origin, political opinions, religion, trade union or other professional or trade association membership, sexual preferences and criminal record, and also includes health information; and
‘Use’ of information means use of information within Murdoch Partners

2. WHAT KIND OF PERSONAL INFORMATION DO WE COLLECT AND HOLD?

We may collect and hold the following kinds of personal information about inpiduals, including:

name;
address;
phone numbers;
email addresses;
occupation;
bank account details;
drivers’ licence details;
details of investments, superannuation and insurance policies
any other information that is relevant to the services we provide.

3. HOW WE COLLECT PERSONAL INFORMATION

We generally collect your personal information by the following methods:

directly from applications, questionnaires and other forms you complete when you wish to use our services or apply for a position with us;
from information disclosed to us by you on the phone, or by sending us correspondence (including letters, faxes and emails) or visiting us in person;
from a variety of third party sources, including our business contacts, identity verification service providers, financial institutions, fund recipients or referrers

The above list is not exhaustive.

In some circumstances, we may be provided with personal information about you from a third party. When we are provided with personal information from a third party, we will take reasonable steps to ensure you have been made aware of the matters set out in this Privacy Policy.

Murdoch Partners will not collect sensitive information unless the inpidual has consented or an exemption under the APPs applies. These exceptions include if the collection is required or authorised by law or necessary to take appropriate action in relation to suspected unlawful activity or serious misconduct.

If the personal information we request is not provided by an inpidual, we may not be able to provide you with the benefit of our services, or meet your needs appropriately.

Murdoch Partners does not give inpiduals the option of dealing with them anonymously, or under a pseudonym. This is because it is impractical and in some circumstances illegal, for Murdoch Partners to deal with inpiduals who are not identified.

4. UNSOLICITED PERSONAL INFORMATION

We may receive personal information about you when we have taken no active steps to collect that information. This is known as ‘unsolicited’ personal information. Murdoch Partners’ employees are required to notify the Privacy Officer of all unsolicited personal information received by them. We destroy all unsolicited personal information, unless the personal information is relevant to Murdoch Partners purposes for collecting personal information.

5. WHO DO WE COLLECT PERSONAL INFORMATION ABOUT?

The personal information we may collect and hold includes (but is not limited to) personal information about:

clients;
potential clients;
service providers or suppliers;
prospective employees, employees and contractors; and
other third parties with whom we come into contact.

6. WEBSITE COLLECTION

We collect personal information from our web site www.murdochpartners.com.au when emails and online forms are received. We may also use third parties to analyse traffic at that web site, which may involve the use of cookies. Information collected through such analysis is anonymous. Our website privacy policy can be accessed by clicking on the privacy policy link on our website.

7. WHY DOES MURDOCH PARTNERS COLLECT AND HOLD PERSONAL INFORMATION?

We may use and disclose the information we collect about you for the following purposes:

to assist Murdoch Partners in providing a product or service to you;
completion of documentation and forms;
to consider and assess your request for a product or service;
to provide you with information about a product or service and invite you to marketing events;
to protect our business and other clients from fraudulent or unlawful activity;
to conduct our business and perform other management and administration tasks;
to consider any concerns or complaints an inpidual may have;
to manage any legal actions involving Murdoch Partners;
to comply with relevant laws, regulations and other legal obligations; and
to help us improve the products and services offered to our clients and to enhance our overall business.

8. HOW MIGHT WE USE AND DISCLOSE PERSONAL INFORMATION?

Murdoch Partners may use and disclose personal information for the primary purposes for which it is collected, for reasonably expected secondary purposes which are related to the primary purpose and in other circumstances authorised by the Privacy Act.

We use and disclose personal information for the purposes outlined in section 7 above. Sensitive information will be used and disclosed only for the purpose for which it was provided or a directly related secondary purpose, unless the inpidual agrees otherwise, or where certain other limited circumstances apply (e.g. if required by law).

We engage other people to perform services for us, which may involve that person handling personal information we hold. In these situations, we prohibit that person from using personal information about you except for the specific purpose for which we supply it. We prohibit that person from using your information for the purposes of direct marketing their products or services.

In relation to sensitive information held by us, wherever possible, Murdoch Partners will attempt to de-identify the information. We also undertake to take reasonable steps to delete all personal information about you when it is no longer needed.

9. WHO MIGHT WE DISCLOSE PERSONAL INFORMATION TO?

We may disclose personal information to:

a related entity of Murdoch Partners;
an agent, contractor or service provider we engage to carry out our functions and activities, such as our lawyers, accountants, debt collectors or other advisors;
organisations involved in a transfer or sale of all or part of our assets or business;
organisations involved in managing payments, including payment merchants and other financial institutions such as banks;
regulatory bodies, government agencies, law enforcement bodies and courts;
financial product issuers and credit providers; and
anyone else to whom the inpidual authorises us to disclose it or is required by law.

We may also collect personal information from these organisations and inpiduals and will deal with the information in accordance with this Policy.

We may disclose personal information to credit reporting bodies, in order to comply with our obligations under the Anti-Money Laundering and Counter Terrorism Financing Act 2006 (Cth) (AML/CTF obligations). To comply with our AML/CTF obligations, we may disclose your:

name;
date of birth; and
residential address

to credit reporting bodies, in order to verify whether the personal information matches the identification, information held by the credit reporting body. We may, upon request, provide you with an alternative method of verification, however, any alternative verification method must also comply with the AML/CTF legislation.

10. SENDING INFORMATION OVERSEAS

It is not practical to list all of the countries in which personal information is likely to be disclosed, however they are likely to include:

United Kingdom
United States of America
China
Hong Kong
South Africa

We may disclose personal information to [Government agencies, Lawyers, Accountants, etc.] located outside Australia in some circumstances.

We will not send personal information to recipients outside of Australia unless:

we have taken reasonable steps to ensure that the recipient does not breach the Act, the APPs and the Credit Reporting Privacy Code;
the recipient is subject to an information privacy scheme similar to the Privacy Act; or
the inpidual has consented to the disclosure.

If you consent to your personal information being disclosed to an overseas recipient and the recipient breaches the APPs, we will not be accountable for the breach under the Privacy Act and you will not be able to seek redress under the Privacy Act.

11. MANAGEMENT OF PERSONAL INFORMATION

Murdoch Partners recognises how important the security of personal information is to clients. We will at all times seek to ensure that personal information we collect and hold is protected from inference, misuse or loss and unauthorised access, modification or disclosure. Murdoch Partners employees must respect the confidentiality of the personal information we collect.

Personal information is generally held in client files. Information may also be held in a computer database. All paper files are stored in secure areas. Computer-based information is protected through the use of access passwords.

In relation to our computer-based information, we apply the following guidelines:

data ownership is clearly defined within Murdoch Partners;
passwords are routinely checked;
we change employees’ access capabilities when they are assigned to a new position;
employees have restricted access to certain sections of the system;
the system automatically logs and reviews all unauthorised access attempts;
unauthorised employees are barred from updating and editing personal information;
all personal computers which contain personal information are secured, physically and electronically;
data is encrypted during transmission over the network;
print reporting of data containing personal information is limited;
Murdoch Partners has created procedures for the disposal of personal information; and
personal information is overwritten to the extent possible when the information is no longer required.

Murdoch Partners performs all employment procedures, including application and termination processes, in a confidential manner. All inpidual job attributes, such as classification information and salaries are confidential.

Where we no longer require the personal information for a permitted purpose under the APPs, we will take reasonable steps to destroy it.

12. DIRECT MARKETING

Murdoch Partners does not use personal information for the purposes of direct marketing, unless:

the personal information does not include sensitive information; and
you would reasonably expect us to use or disclose the information for the purpose of direct marketing; and
we provide a simple way of opting out of direct marketing; and
you have not requested to opt out of receiving direct marketing from us.

If we collect personal information about you from a third party, we will only use that information for the purposes of direct marketing if you have consented (or it is impracticable to obtain your consent), we will provide a simple means by which you can easily request not to receive direct marketing communications from us. We will draw your attention to the fact you may make such a request in our direct marketing communications. We will not use your credit information for the purposes of direct marketing.

In relation to sensitive information, Murdoch Partners may only use or disclose sensitive information about an inpidual for the purpose of direct marketing if you have consented to the use or disclosure of the information for that purpose.

You have the right to request to opt out of direct marketing and we must give effect to the request within a reasonable period of time.

You may also request Murdoch Partners provides them with the source of your information. If such a request is made, Murdoch Partners must notify you of the source of the information free of charge within a reasonable period of time.

13. IDENTIFIERS

We will not use identifiers assigned by the Government, such as a tax file number, Medicare number or provider number, for our own file recording purposes, unless one of the exemptions in the Privacy Act applies. Murdoch Partners endeavours to avoid data-matching, being the comparison of data collected and held for two or more separate purposes in order to identify common features in relation to inpiduals, as a basis for further investigation or action in relation to those inpiduals.

14. HOW DO WE KEEP PERSONAL INFORMATION ACCURATE AND UP-TO-DATE?

Murdoch Partners is committed to ensuring the personal information it collects, uses and discloses is relevant, accurate, complete and up-to-date.

We encourage you to contact us to update any personal information we hold about you. If we correct information that has previously been disclosed to another entity, we will notify the other entity within a reasonable period of the correction. Where we are satisfied information is inaccurate, we will take reasonable steps to correct the information within 30 days, unless you agree otherwise. We do not charge you for correcting the information.

15. ACCESS TO PERSONAL INFORMATION

Subject to the exceptions set out in the Privacy Act, you may gain access to the personal information we hold about you by contacting the Murdoch Partners Privacy Officer. We will provide access within 30 days of the inpidual’s request. If we refuse to provide the information, we will provide reasons for the refusal.

We will require identity verification and specification of what information is required. An administrative fee for search and photocopying costs may be charged for providing access.

16. UPDATES TO THIS POLICY

This Policy will be reviewed from time to time to take account of new laws and technology, and changes to our operations and the business environment. Changes are approved by our Management Team.

17. RESPONSIBILITIES

It is the responsibility of management to inform employees and other relevant third parties about the Murdoch Partners Privacy Policy. Management must ensure they advise Murdoch Partners’ employees and other relevant third parties of any changes to the Privacy Policy.

It is the responsibility of all employees and other relevant parties to ensure they understand and comply with this Privacy Policy.

18. PRIVACY TRAINING

All new employees are provided with timely and appropriate access to Murdoch Partners Privacy Policy. Employees must ensure they understand the Privacy related issues that could adversely affect Murdoch Partners and its clients if not properly adhered to.

19. NON-COMPLIANCE AND DISCIPLINARY ACTIONS

Privacy breaches must be reported to management by employees and relevant third parties. Ignorance of the Murdoch Partners Privacy Policy will not be an acceptable excuse for non-compliance. Employees or other relevant third parties who do not comply with Murdoch Partners Privacy Policy may be subject to disciplinary action.

20. INCIDENTS/COMPLAINTS HANDLING

Murdoch Partners has an effective complaints handling process in place to manage privacy risks and issues.

The complaints handling process involves:

identifying (and addressing) any systemic/ongoing compliance problems;
increasing consumer confidence in Murdoch Partners privacy procedures; and
helping to build and preserve Murdoch Partners reputation and business.

You can make a complaint to Murdoch Partners about the treatment or handling of your personal information by lodging a complaint with the Privacy Officer. Our Privacy Policy is available to view via our website murdochpartners.com.au

21. CONTRACTUAL ARRANGEMENTS WITH THIRD PARTIES

Murdoch Partners must ensure all contractual arrangements with third parties adequately address privacy issues. Murdoch Partners will make third parties aware of this Privacy Policy.

Third parties will be required to implement policies in relation to the management of an inpidual’s personal information in accordance with the Privacy Act. These policies include:

regulating the collection, use and disclosure of personal and sensitive information;
de-identifying personal and sensitive information wherever possible;
ensuring personal and sensitive information is kept securely, with access to it only by authorised employees or agents of the third parties; and
ensuring personal and sensitive information is only disclosed to organisations which are approved by Murdoch Partners.

22. INQUIRIES AND COMPLAINTS

If you have any questions about our privacy procedures, or if wish to make a complaint about how we have dealt with your personal information (including credit information) you may lodge a complaint with us in any of the following ways:

by telephoning – 03 9854 8999
by writing to – Murdoch Partners Privacy Officer, Level 3, 17 Cotham Road, Kew, Victoria, 3101
by emailing – info@murdochpartners.com.au